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Humm Finance

Humm Finance for Electrical Services

Get the electrical work your property needs with flexible payment options through Humm. Explore finance options for eligible electrical services and find out how to apply. Finance is subject to eligibility, assessment, approval and the applicable Humm terms.

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Finance highlights

Payment options that fit your project

Up to $50k
Finance amount
Subject to the applicable Humm plan
Up to 120 mths
Repayment terms
Where available under the plan
Interest free
Options
On eligible plans only
No deposit
Options
Only where expressly offered

Finance is provided by Humm, not Clear Spark Electrics. Clear Spark Electrics (ABN 74 681 453 994) is the electrical service provider and merchant. All applications are subject to Humm's credit assessment, lending criteria and approval. Finance up to $50,000 and terms up to 120 months are available only under applicable plans and are not guaranteed. Interest-free and no-deposit options apply to eligible plans only. Fees, charges, terms and conditions apply as specified by Humm.

Eligible projects

Electrical work you can enquire about

Customers may enquire about finance for eligible quoted projects. Availability depends on the approved Humm arrangement, customer eligibility and project eligibility. Not every service, emergency call-out or customer type qualifies.

  • Residential installations & upgrades
  • Switchboard upgrades & safety improvements
  • Lighting installations & LED upgrades
  • Commercial fit-outs & installations
  • Strata & property manager upgrades
  • EV charger installations
  • Other eligible quoted electrical projects
How it works

Four steps to financing your project

  1. Step 1

    Discuss your electrical project

    Contact Clear Spark Electrics to explain the work required and arrange a quote or assessment.

  2. Step 2

    Explore your finance options

    We explain how eligible customers can explore the applicable Humm finance arrangement for the quoted work.

  3. Step 3

    Apply through Humm

    Complete Humm's application and satisfy its assessment and approval requirements. Approval is not guaranteed.

  4. Step 4

    Arrange the electrical work

    Once the quote is agreed, finance is approved and arrangements are confirmed, we schedule your project.

Finance approval is not guaranteed. Project scope and price must be agreed with Clear Spark Electrics, and work begins only once all arrangements are confirmed.

Why finance

Plan essential electrical work with confidence

Flexible repayments

Spread the cost of eligible work across repayment options under the applicable plan.

Clearer cost planning

A structured way to plan for essential upgrades rather than delaying safety work.

Assessed by Humm

A defined application and assessment process managed directly by Humm.

Home & commercial

Options for eligible residential or commercial work where the arrangement permits.

Eligibility and important conditions

  • Approval is subject to Humm's assessment and lending criteria.
  • Maximum finance amounts and repayment terms are not guaranteed to every customer.
  • Interest-free and no-deposit options apply only to eligible plans where offered.
  • Fees, charges, terms and conditions apply as specified by Humm.
  • Clear Spark Electrics is not the lender and does not make credit decisions.
  • Emergency call-outs do not automatically qualify for finance.
Finance guide

Humm Finance FAQ

Humm is a third-party finance provider offering payment plans that let eligible customers spread the cost of eligible purchases over time. Clear Spark Electrics does not provide the credit.

Get started

Discuss your electrical project

Talk to our licensed team about your project and how to explore Humm finance for eligible work.

Clear Spark Electrics

Modern Sydney property serviced by Clear Spark Electrics

Explore Humm Finance for Your Project

Get upfront pricing from Sydney's trusted licensed electricians. Fast response, guaranteed workmanship.

Finance disclosure

Finance is provided by Humm, not Clear Spark Electrics. Clear Spark Electrics (ABN 74 681 453 994) is the electrical service provider and merchant. All applications are subject to Humm's credit assessment, lending criteria and approval. Finance up to $50,000 and terms up to 120 months are available only under applicable plans and are not guaranteed. Interest-free and no-deposit options apply to eligible plans only. Fees, charges, terms and conditions apply as specified by Humm.

See our Privacy Policy and Terms & Conditions. For Humm's terms, privacy and complaints information, refer to Humm directly.

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